Receivables automation

Get paid faster. Without chasing.

Find unpaid invoices. Identify why they're stuck. Recover the cash.

FinFlex connects to your ERP and B2B platforms, automates dunning, reconciles bank payments, and keeps every conversation in one place — so your AR runs itself.

Quick setup Works with any CSV or ERP Direct bank integration
Receivables overview
Live · synced 2 min ago
Outstanding
€842,310 €798,540 €712,890
↓ 8.2% vs. last month ↓ 12.6% vs. last month ↓ 18.4% vs. last month
Overdue
€68,420 €52,180 €38,400
12 invoices 9 invoices 6 invoices
DSO
29 days 27 days 24 days
↓ 4 days ↓ 6 days ↓ 9 days
Nordic Wholesale ApS
INV-2381 · due 12 days ago INV-2381 · promised Friday INV-2381 · paid today
Overdue Due soon Paid €12,450 Reminder #2 sent AI call · promised Auto-matched
Bjørnsen Trading A/S
INV-2402 · due in 3 days INV-2402 · paid today INV-2402 · paid 2 days ago
Due soon Paid Paid €8,200 Pre-reminder queued Auto-matched Reconciled
Helle & Co.
INV-2390 · paid today INV-2390 · paid 1 day ago INV-2390 · paid 3 days ago
Paid €4,180 Auto-matched Reconciled Reconciled
Payment received
€4,180 matched to INV-2390
Reminder opened
CFO @ Nordic Wholesale
Connects with the tools you already use
Business CentralYour ERP via APICSV / XML uploadBank feedsB2B platforms
Everything you need

One platform for the entire receivables lifecycle

From invoice sync to collections — every step automated, tracked, and documented.

ERP & B2B sync

Two-way sync with Business Central, plus fast API integration with your own platform. Customers and invoices flow in automatically — and payment data flows back to your ERP / B2B platform.

Smart dunning workflows

Pre-reminders, soft nudges, formal demands and final notices — fire the right email at the right time, with the right tone.

Account statements

Generate and send branded account statements on a schedule or on demand — per customer, per currency, per legal entity.

Payment terms tracking

Every invoice is monitored against its terms. Due, overdue, partial, paid — FinFlex knows the state at all times.

Automatic interest & fees

Configure interest rates and reminder fees per segment. Charges accrue and post automatically.

Bank reconciliation

Connect your bank account and FinFlex maps payments to invoices and credit notes automatically — even partials and over-payments.

Multi-template emails

Friendly, neutral, formal, legal — choose tone and language per customer. Variables pulled from your ERP, no copy-paste.

Open & click tracking

See who opened your reminder, when, and how often. Reply tracking pulls customer responses back into the conversation thread.

Conversation history

Every email, reply, statement and phone log on one timeline per customer. Onboard new collectors in minutes.

Collections handover

Escalate stuck invoices to your collection agency in one click — full case file, history and documents transferred automatically.

Real-time dashboards

Transparent overview of overdue invoices, at-risk customers, aging trends and payment behavior. Spot problems early — see which customers are slipping, which need attention now, and where cash is stuck.

AI-powered voice reminders

When email isn't enough, our AI agent calls the customer with a natural-sounding payment reminder. Handles routine follow-ups, captures responses and escalates only when a human is really needed.

Optional modules

Tailor FinFlex to your needs

Add what you need — when you need it.

Credit insurance

Connect trade credit insurers to cover bad-debt risk automatically — claims handled in-app.

Payment-ability rating

Real-time creditworthiness scoring for every customer — based on payment history and external data.

AI activity monitoring

AI watches your receivables 24/7 — flags unusual patterns, predicts late payers and suggests the next best action.

Auto-mapping

Self-learning matcher for invoices, payments and credit notes — accuracy keeps improving as it sees more of your data.

How it works

Connect any CSV or your existing system. Then it just runs.

1

Connect

Plug in your ERP, B2B platform and bank. Customers, invoices and payments sync automatically.

2

Configure

Customize your reminder emails — tone, frequency and language per customer segment.

3

Automate

FinFlex sends reminders, applies fees, matches payments and surfaces only what needs human attention.

4

Get paid

Everything runs automatically — no manual work required. You only get personal alerts about problem cases, in time to prevent escalation.

Integrations

Plug in any system. Or bring your own.

FinFlex talks to Business Central out of the box, and our team builds fast API integrations with your own platform. CSV / XML uploads work for any system — no IT project required. Payment data flows back to your ERP and B2B platforms automatically.

  • Native Business Central connector plus fast API integration with your existing ERP or B2B platform.
  • CSV & XML import for customers, invoices and credit notes — works with any system, no IT project required.
  • Direct bank integration for automatic payment matching across major European banks.
  • Payment data flows back to your ERP and B2B platforms — no double entry, books stay clean.
BC

Business Central

Native two-way sync for customers, invoices and credit notes.

API

Your ERP via API

Fast API integration with your existing platform. Payment data syncs back automatically.

CSV

CSV / XML import

Upload data from any system. Mapping templates included.

Bank integration

Direct connection for automatic payment reconciliation.

API

Custom integration with your system

Got an in-house ERP or industry-specific platform? Our team will build a dedicated integration tailored to your workflow.

Communications

Every reminder. Every reply. Tracked.

Send the right message at the right moment — and know exactly what happened next. No more "did they see it?"

  • Multi-stage templates — friendly nudge, formal reminder, final demand, legal notice. Customizable per segment and language.
  • Open & click tracking — see opens, clicks, devices and timestamps directly on the invoice timeline.
  • Reply threading — customer responses land back in FinFlex, attached to the right invoice and case.
  • Bulk overdue runs — preview, approve and send hundreds of reminders in a single review.
  • Performance stats — open rates, response rates and recovery times by template, collector and segment.
Reminder activity · INV-2381
Last 14 days
Bank reconciliation

Payments matched to invoices — without spreadsheets.

Connect your bank once. FinFlex pulls every transaction, matches them to invoices and credit notes, and only asks for help when something looks off.

  • Auto-matching across reference, amount, customer name and bank metadata.
  • Partial payments & over-payments handled automatically with credit-note allocation.
  • One-click manual mapping for the few transactions that need a human eye.
  • Pushed back to your ERP so books stay clean — no double entry.
Bank reconciliation
94% auto-matched
Bank transactions
SEPA · Nordic Whol.€12,450
SEPA · Bjørnsen€8,200
Wire · Helle & Co.€4,180
Unknown · ref 3320€2,000
Open invoices
INV-2381€12,450
INV-2402€8,200
INV-2390€4,180
Needs review1 item
Pricing

Simple plans for wholesalers.

Simple pricing based on active customers with outstanding balances.

Starter
€79 / month

For small wholesalers and distributors getting started with AR automation.

  • Up to 25 active customers with outstanding balances
  • Unlimited invoices
  • Unlimited users
  • Email reminders
  • Account statements
  • Basic reconciliation
Get started
Growth
€149 / month

For growing wholesale companies managing larger receivables workflows.

  • Up to 100 active customers with outstanding balances
  • Unlimited invoices
  • Unlimited users
  • ERP sync
  • Automated reminders
  • Payment matching
  • Conversation tracking
  • Bank reconciliation
Get started
Enterprise
Custom pricing

For multi-entity and enterprise finance operations.

  • Unlimited active customers
  • Custom workflows
  • SSO / SAML
  • Dedicated support
  • Custom integrations
  • Multi-entity & multi-currency support
Talk to sales

Unlimited invoices and users included in every plan.

Trusted integrations

Stop chasing. Start collecting.

Find the unpaid invoices. Recover the cash. Without chasing.

Get started →